We have all seen various ads, billboards, and commercials advocating different forms of insurance. But why is insurance that important? Insurance is established to provide for various types of claims depending on the type of policy that has been applies. Insurance can be an effective asset in protecting our vehicles, homes , belongings, and physical health; despite its seemingly high cost. Some types of coverage are required by law, while others can be bought in addition. A helpful insurance agent can go over your best options concerning rates and coverage. auto insurance 45638